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Hardship Withdraw Approval!

I found out today that I was approved for my hardship withdraw! It’ll be about a week before I get the check and will have to wait for it to clear the bank, so am still not out of the woods yet, but I...

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Coffee in the Morning

If you aren’t a coffee drinker, you may not understand why people need coffee in the morning while going through a financial crisis. For some the need is more than just the enjoyment of a good cup of...

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Ways We Waste Money

In a financial crisis, it is easy to look back and see the ways we wasted money. The cost of a McDonal’s meal could buy enough food at the grocery store for 3-4 meals. It can buy a couple cases of...

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Dreaming of Flowers

I remember when I would dream of buying flowers for my yard, building a vegetable garden, and what bench I would like to have in my backyard. Now I’d be happy to be able to have a day off from writing...

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Saving Money Buying Second Hand Items

When buying second hand items, you will want to still make sure you are spending your money wisely. Make sure items really work, not just turn on If clothes need a minor repair, make sure you have what...

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Saving Money and Hair Care

If you have very little hair, having the right haircare products is not going to be important, but many women have become dependent on their haircare products. When in a financial crisis, there isn’t...

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Saving Money With Coupons

There was a time when everyone was exchanging coupons. Now there are services that will track the coupons and sales in your area to match them up. You don’t need to spend money to save money with...

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Save on Feminine Products

As a woman, monthly you will need feminine products. When in a financial crisis and there is barely money for food, what do you do when you need tampons or pads? PRIORITIZE USE OF FEMININE PRODUCTS If...

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Christmas, Spending, and Financial Crisis

Christmas is past and as I look back it was a really nice Christmas. I kept it as simple as I could. My (step)dad sent money for me and the kids that are here. Normally I would’ve spent the money for...

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Income and Money Management

Most people going through a financial crisis struggle with money management as they slowly dig their way out of the their financial crisis. Income tax returns often are a time of great joy, but short...

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